Thank you for visiting Future Life Goals . This document, referred to as the "Agreement," outlines the legally enforceable provisions and conditions that regulate your engagement with the offerings provided by Future Life Goals (herein referred to as the "Organization," "we," "us," or "our"). Your access or utilization of our online platform and associated services signifies your complete acceptance of and adherence to this Agreement. Should you find these stipulations unacceptable, we kindly request that you refrain from accessing or using our website and its services.

The purpose of this Agreement is to foster clarity and safeguard the interests of both parties. It has been meticulously crafted to align with relevant statutory obligations concerning privacy and the protection of personal information, specifically those mandated by the Personal Information Protection and Electronic Documents Act, alongside other prevailing privacy benchmarks. Furthermore, this Agreement details our protocols for handling user data, employing cookies, implementing security safeguards, and managing dispute resolution, guaranteeing that you are fully apprised of our operational methods.

Key Terms Explained

  • "User": Denotes any person or legal entity interacting with or utilizing the services furnished by Future Life Goals .
  • "Services": Encompasses all functionalities or offerings accessible via our online platform.
  • "Personal Data": Signifies any information pertaining to a natural person who is either identified or can be identified, as delineated by pertinent privacy legislation.
  • "Cookies": Small digital files stored on your computing device or mobile gadget when you navigate our site, designed to improve your browsing experience.
  • "Agreement": Refers collectively to these Terms and Conditions, along with any supplementary directives, policies, or regulations mentioned within this document.
  • "Content": Includes all forms of information, textual material, visuals, graphical elements, or data that you publish, upload, or convey through our website.

Your Commitments and Duties as a User

By engaging with our website and services, you undertake the following responsibilities:

  1. To furnish truthful, up-to-date, and exhaustive information whenever requested, whether during initial registration or subsequent profile amendments.
  2. To safeguard the security and privacy of your login credentials and to promptly inform us of any unauthorized access to or compromise of your account.
  3. To utilize our services exclusively for legitimate purposes, ensuring your usage does not infringe upon the entitlements of others or impede their access to our services.
  4. To abide by all pertinent statutes, rules, and directives while interacting with our online platform and offerings.
  5. To refrain from submitting, publishing, or disseminating any content that is slanderous, illicit, indecent, or infringes upon intellectual property protections.
  6. To observe all stipulations and constraints detailed within this Agreement.

Non-compliance with these duties may lead to the suspension or closure of your account, in addition to potential legal proceedings initiated to safeguard our entitlements and concerns.

Proprietary Information and Copyrights

Every piece of content, including but not limited to trademarks, visual designs, and brand insignia, found on this digital platform belongs exclusively to Future Life Goals or its respective licensors. These assets are fully protected under intellectual property legislation. Without our explicit written authorization, no segment of this material may be duplicated, replicated, altered, broadcast, uploaded, posted, conveyed, or disseminated by any means, save for exceptions explicitly outlined in this Agreement.

You are permitted to browse, acquire, and print materials from this website strictly for your individual, non-commercial benefit, always in adherence to the limitations set forth in this Agreement. Any usage of this material without proper authorization could constitute an infringement of copyright, trademark, and other legal entitlements.

Confidentiality and Data Safeguarding

Your personal privacy holds supreme importance for us. We are steadfastly dedicated to guarding your Personal Data and ensuring its protection. This part of the Agreement details our practices concerning the gathering, utilization, and sharing of data, strictly adhering to the stipulations and mandates set forth by the Personal Information Protection and Electronic Documents Act, along with other prevailing benchmarks for personal data handling.

Gathering and Utilizing Personal Data

When you engage with our website and services, we may collect and process certain personal information, such as your full name, electronic mail address, contact telephone number, and any other pertinent details you choose to provide. This information is utilized exclusively for the following objectives:

  • To deliver, manage, and sustain our array of services;
  • To enhance user interaction and customize our services more effectively to your individual requirements;
  • To administer your account and convey essential updates, notifications, and support-related communications;
  • To conduct investigations and analyses aimed at developing novel functionalities or service offerings;
  • To address your queries and resolve any issues pertaining to your use of our services.

Ensuring the Security of Your Information

We employ robust technological and organizational protocols to guarantee the integrity and security of your Personal Data. This includes measures designed to prevent unauthorized or unlawful processing, as well as accidental loss, destruction, or damage. Our security framework incorporates data encryption, stringent access controls, and periodic security evaluations, all conforming to recognized industry standards.

Data Retention and Erasure Policies

Your Personal Data is retained only for the duration essential to fulfill the purposes for which it was initially gathered, or as mandated by applicable legal frameworks. You possess the right to solicit the removal or rectification of your Personal Data held by us, by reaching out through the contact information provided below. Following identity verification, we will undertake reasonable actions to satisfy your request, unless legal obligations necessitate the retention of specific information.

Processing by External Parties

From time to time, we may enlist external service providers to assist in our operations, which could include services such as web hosting, payment processing, email distribution, or analytical support. These third-party entities are granted access to your Personal Data strictly to the extent required for them to execute their designated tasks and are bound by contractual agreements to uphold the confidentiality and security of your data.

Liability Restrictions and Warranty Disclaimers

In adherence to the maximum scope permissible by law, Future Life Goals , along with its subsidiary entities, executive personnel, staff, representatives, and agents, disclaims all responsibility for any indirect, unforeseen, resultant, punitive, or exemplary damages. This includes, but is not limited to, lost earnings, data corruption, or other non-physical losses that could result from your access to or inability to utilize our services, even if we were informed of the potential for such harm.

Our website and its associated services are delivered on an "as is" and "as available" foundation, devoid of any guarantees, whether explicit or implicit. While we endeavor to ensure the precision and dependability of our services, we cannot guarantee that the website will operate without interruption, be entirely free of defects, or be devoid of malicious software or other detrimental elements.

You acknowledge that your engagement with our services is undertaken entirely at your own peril. We bear no accountability for any inaccuracies, operational flaws, or security compromises that might arise. This renunciation of responsibility encompasses any harm or financial detriment sustained due to reliance upon information or content offered by or through our services.

Content Provided by Users and Behavioral Guidelines

You might be afforded the chance to contribute content, which could include remarks, evaluations, or other forms of material (collectively referred to as "User Content"). By contributing User Content, you bestow upon Future Life Goals a universal, royalty-free, perpetual, and non-exclusive authorization to employ, replicate, adapt, disseminate, and publish your User Content in conjunction with the services we provide. You affirm and guarantee that you possess all requisite entitlements to confer this license.

You commit to refraining from submitting or posting any User Content that is objectionable, libelous, indecent, infringes upon an individual's right to privacy, or contravenes any standing legislation or intellectual property protections. We retain the prerogative to delete any User Content that we determine to be unsuitable or in breach of this Agreement, and we are under no compulsion to supervise or examine User Content before its public release.

Revisions and Updates to This Agreement

Future Life Goals retains the authority to alter or revise this Agreement whenever necessary. All such revisions will become effective instantly upon their publication on our website. Your continued engagement with our services subsequent to these alterations will signify your concurrence with the newly updated provisions.

It is incumbent upon you to regularly consult this Agreement to remain cognizant of any modifications. Should you disagree with any of the changes, you are required to discontinue using our services without delay.

Account Suspension and Closure

We hold the prerogative to temporarily suspend or permanently close your account, and/or restrict your access to our services, without prior notification, if we reasonably conclude that you have breached any clause of this Agreement or have engaged in actions that could compromise the stability, safety, or functionality of our services.

Following such termination, your authorization to access and utilize our services will be revoked. You will be required to promptly remove or cease all access to our website and any related data. Termination does not absolve you of any responsibilities or liabilities accumulated before the termination date, including any financial commitments or indemnification for losses incurred due to your infringement.

Compensation and Defense

You hereby agree to protect, indemnify, and hold blameless Future Life Goals , its executive staff, board members, personnel, representatives, and associated entities, against any and all demands, financial obligations, losses, expenditures, and legal costs (including reasonable attorney fees) that may arise from or relate to your utilization of our services or any infraction of this Agreement.

This commitment to indemnify encompasses claims brought by third parties stemming from your interaction with our online platform, any User Content you provide, or any other actions you undertake in relation to our services.

Resolution of Disagreements and Applicable Legal Framework

This Agreement will be interpreted and governed by the pertinent legal statutes relevant to the Organization. Any controversies originating from or connected to this Agreement, its construction, or the application of our services will be directed to mandatory arbitration, in compliance with the prevailing arbitration regulations. Both you and Future Life Goals relinquish any entitlement to a jury trial or participation in a collective action lawsuit.

Should any clause within this Agreement be determined to be legally void or unenforceable, the remaining clauses will continue to be fully valid and operational.

Individual Rights Pertaining to Personal Information

You are entitled to request access to, the rectification of, or the erasure of your Personal Data held by us. Furthermore, you may possess the right to oppose or limit the processing of your Personal Data. To exercise any of these entitlements, please reach out to us using the contact particulars detailed in the "Contact Information" section below. We pledge to address your request within a sensible period and implement suitable actions to resolve your concerns, unless legally prohibited from doing so.

In circumstances where you believe your data protection entitlements have been infringed, you may have the option to file a grievance with the appropriate regulatory body.

General Clauses

This Agreement, encompassing all policies and directives mentioned within it, embodies the complete understanding between you and Future Life Goals concerning your engagement with our services. The relinquishment of any single provision of this Agreement will not be construed as a subsequent or ongoing relinquishment of that particular provision or any other provision.

The titles and headings employed throughout this Agreement are included solely for ease of reference and will not influence the interpretation of any clauses contained herein. A party's failure to enforce any right or provision within this Agreement will not signify a waiver of that specific right or provision.

Should any clause of this Agreement be determined to be legally void or incapable of enforcement, that particular clause will be separated, and the residual clauses will maintain their complete validity and effect.

How to Reach Us

For any inquiries, apprehensions, or feedback concerning this Agreement or our privacy protocols, please feel free to get in touch with us using the contact particulars listed below:

  • Phone Number: +1587357265
  • Electronic Mail: [email protected]
  • Physical Address: 207, St. Moritz Terrace Southwest, T3H 5X9, Calgary, Canada

We are dedicated to resolving any problems or questions you might have regarding the management of your Personal Data or any facet of our services. Your input is invaluable to us and contributes to our ongoing efforts to refine our procedures and offerings.

Concluding Affirmation

By engaging with or utilizing our online platform and its related services, you confirm that you have thoroughly read and comprehended this User Agreement, that you consent to be governed by its stipulations, and that you accept all the conditions and clauses outlined within. Your ongoing utilization of our services will be interpreted as your acceptance of any subsequent alterations to this Agreement.

This Agreement becomes effective on 2025-10-17 and replaces any previous understandings or correspondences concerning the topics discussed herein.

We appreciate your decision to utilize Future Life Goals . Our commitment lies in delivering outstanding services while upholding your privacy and security to the most rigorous benchmarks.